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Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/home daily 1.0 2026-03-26 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1638833774612-OJIVJOVG6CKO711I513L/esther-ann-glpYh1cWf0o-unsplash+%281%29.jpg Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1654541263671-0P8V140QHKLWMVW6SQEL/unsplash-image-65_nbwiD3I4.jpg Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1669765897428-YGTC770QA33PH6T1GQ2Y/marketwatch-logo.png Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1689956293021-R004S6S06WGSXS5IVQ2R/Q%26A+Retro+Red+and+White+Facebook+Post+%283%29.png Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1695750084027-DQFU6BLLFZSUZ0KBO4RB/Teal+Green+Modern+How+To+Invest+Your+Money+Youtube+Thumbnail.png Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1682542925249-QG2ARPEUCHEGGJ8BK4TL/Copy+of+Process+%282%29.png Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1676482530788-4GSLFL6P9DZDTQUH664C/Fortune_logo_wordmark.png Home https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/c7222758-2d8d-4b59-b613-c76db16dca5a/Lead+with+Planning.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/0c646e0a-0654-41e6-9c4e-fd8709f02523/The+Right+Expertise.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/c9a9f865-47a9-4338-9d9c-ce045bfdc9a0/Attention+to+taxes.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/ce2ab1e2-9e80-4511-8e92-a6941b7cb855/nick+covyeau+.png Home - On Your Side We’re a fee-only financial planning firm in Orange County, CA dedicated to helping local families feel confident about their retirement. We act as your fiduciary, meaning we commit to putting your interests first and above all else. Further, we intentionally limit the number of clients we work with so you get the attention and in-depth help you deserve. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/0fcaacad-6d56-442b-bfdc-8147bba6a064/Schedule+a+call.png Home - Make it stand out Step 1: Schedule A Call Tell us about yourself and what you’re looking to accomplish. We’ll share briefly about who we are and how we approach financial planning to determine if we are a good fit. We know that we may not always be the right firm for everyone and will happily refer you to a firm that may be a better fit for your needs. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/96016f03-a795-4e1c-b452-733270b7b09f/Vision+meeting.png Home - Make it stand out Step 2: Vision Meeting What are your goals? If we were able to accomplish everything together financially, what would that look like? This 60-minute meeting is all about you and seeking to better understand your needs, and what’s truly most important to you. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/c6a9950e-63f1-4c23-9239-6b1768ff27ea/Presentation+%26+Proposal Home - Make it stand out Step 3: Presentation & Proposal In this meeting, we’ll walk you through our recommendations and identify the value we can add to your financial situation by outlining the steps needed to accomplish your financial goals. All recommendations will be presented to you on our One-Page financial plan document (yours to keep) and digitality through our financial planning software, eMoney. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/0ccb5bcd-5e15-476f-ad58-134a06e658bc/Sleep+on+It.png Home - Make it stand out Step 4: Sleep On It We want clients that are a mutual fit, so there’s never any pressure or obligation. Choosing a financial advisor takes time, and you don’t want you to rush your decision. If you decide to work with us, we’ll be ready to get to work and will lay out the next steps for you in an Onboarding email. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/44939adb-c878-4f97-99d4-e413d15b267e/6.png Home - Make it stand out Schedule A Call Tell us about yourself and what you’re looking to accomplish in working with a CERTIFIED FINANCIAL PLANNER™. We’ll share briefly about who we are and how we approach financial planning to determine if we are a good fit. We know that we may not always be the right firm for everyone and will happily refer you to a firm that may be a better fit for your needs. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1c589232-2f86-40d2-8e12-0d2bf9a9c753/7.png Home - Make it stand out Vision Meeting What are your goals? If we were able to accomplish everything together financially, what would that look like? This 60-minute meeting is all about you and seeking to better understanding your needs and what’s truly most important to you. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/c2ff562d-ef89-4e08-a1f8-a42e610d0559/11.png Home - Make it stand out Recommendation Meeting In this meeting, we’ll walk you through our recommendations and identify the value we can add to your financial situation by outlining the steps needed to accomplish your financial goals. All recommendations will be presented to you on our One-Page financial plan document (yours to keep) and digitality through our financial planning software, eMoney. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/a1d52979-2e57-4187-9e23-7cc35cf6efd6/12.png Home - Make it stand out Sleep On It We want clients that are a mutual fit, so there’s never any pressure or obligation. Choosing a financial advisor takes time, and you don’t want you to rush your decision. If you decide to work with us, we’ll be ready to get to work and will lay out the next steps for you in an Onboarding email. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/4e19290f-84a8-42c7-b70c-e0cda838a2a5/Nick-Covyeau_banana_leaf.jpg Home - Nick Covyeau, CFP® Owner and Financial Planner Throughout my career, I’ve had the privilege and opportunity to work with just about every shape and size of financial firm out there: from big, corporate giants to small, private independent wealth firms. Some charged clients commission, some were fee-only, and some were a combination of the two. But they all had one thing in common: not enough emphasis on the clients achieving their goals. In 2021, I launched Swell Financial to help you reimagine your relationship with money, so it’s easier to achieve your goals and feel confident about your future. Life is complicated enough; your money doesn’t have to be. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/b38e1ae7-319a-4c7d-a77c-c854ca7286b6/Favorite+Book.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/871d37d6-0250-4122-8c43-5ff9bec768a2/Favorite+Restaurant Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/b3c7f1cd-66c2-4d89-8c04-1b71fc20cd68/Favorite+Beer.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/d64245d6-43c4-4534-a757-7dd5c8e1d142/Favorite+hike.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1635972228023-UC10WAZWI76IUXKRWLBG/FavoriteSurfSpot.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/aab865f0-0d6d-4187-9f27-ca3200b7c1cb/FavoriteTeam.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/bbde7458-aa6e-4322-8d1f-857786ff1d3e/FavoriteBand.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1635972312240-EP12OA9O2YAPZ8RTEN0Y/FavoriteMemory.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/5e38a01c-65b8-414c-82aa-ba81b223fc6f/LAWorkspotmap.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/about-us daily 0.75 2024-08-28 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/0049c5b7-df23-4a8d-a2bc-7668220aeaad/Nick-C.jpg About Us - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/contact daily 0.75 2024-05-31 https://www.swellfinancialpartners.com/why-we-are-different daily 0.75 2022-02-11 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/fcb27012-5736-4532-81b6-4b77266926a3/Nick-C.jpg Why We Are Different - Intentionally Small & Focused on You Tired of just being another account with an occasional checkup? At Swell Financial, we have intentionally capped the number of households we serve to ensure you get the attention you deserve. Our service includes ongoing investment management, an annual review of your tax return, and two intensive meetings per year to address topics ranging from estate planning, insurance analysis, retirement planning, and more. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/5db513f2-e9ce-4592-8ab8-bfa881c1b75c/Sample+eMoney+picture.png Why We Are Different - We Lead with Planning Financial planning is a VERB, and that means your plan should move, change, and adapt with your life. Too many financial advisors focus only on investments and pitch financial planning as a way to get the sale. At Swell, we believe your financial plan should be unique to you and is the engine that drives all of your other financial recommendations, like investments, taxes, and estate planning. As your life changes, we’ll make sure to adjust your plan so you can continue living your life. We’ll do the rest! https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/4769464a-d1b4-4eff-8017-2c4826a19e0b/NickC.jpg Why We Are Different - Fee-Only & Conflict-Free You’ve hired us to advocate for you, not upsell you. You won’t find commissions, hidden fees, cross-selling, or kickbacks here. Instead, we prioritize your goals and offer completely unbiased financial advice. We pride ourselves on transparency and advocacy. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/4213bcfa-cc03-4836-a6b0-c3d90f33ad2f/Tax+Planning+Included.png Why We Are Different - Tax Planning Included Not many financial advisors offer tax planning. If they don’t, you may be losing out on opportunities to save money and reach your goals faster. We use industry-leading tax software that helps us analyze your tax returns to look for ways to reduce your taxes and find tax-planning opportunities for your investment accounts. There’s no additional charge for these services…it’s all included in our standard fee. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/66a2b89c-6044-4e6d-9021-d1f2e1e500b0/Nick-C.jpg Why We Are Different - Unlimited Support Included In today’s complex financial environment, most people have a lot of financial questions. At Swell Financial, we’re here for you. Whether you have questions about refinancing a mortgage, setting up a health savings account, investing your employer retirement account, or anything else, we’re happy to help. We include this support for no additional charge so you don’t have to worry about getting a surprise bill. It’s all included, so you can feel free to contact us anytime we can assist. https://www.swellfinancialpartners.com/faq daily 0.75 2024-11-25 https://www.swellfinancialpartners.com/financial-planning daily 0.75 2021-12-24 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/0591da67-2be6-4522-81e2-fbc87921de30/Your+Money+Your+Life+%28Planning%29.jpg Financial Planning - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/7224aba0-4637-47ea-b87d-c69344b52f7c/onepageplan.jpg Financial Planning - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/investment-management daily 0.75 2025-04-03 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/5d84b025-f0e2-478f-a312-9bdeb18d8855/Teal+Background.png Investment Management - OUR MOTTO Focus on the things that you can control How much you can save The amount of risk you’re comfortable taking on The amount of time you want to be invested in the market for Fees: Focusing on low-cost funds that don’t erode your return https://www.swellfinancialpartners.com/abundance daily 0.75 2022-12-01 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1638345242394-RWF32ZWZ9OO674AMRS2L/rdm-w.png Abundance - Redemption Church https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1638597086799-FXG08M5BKUL78LFW2E6H/Small-logo-1.png Abundance - Save Our Youth https://www.swellfinancialpartners.com/site-credit daily 0.75 2021-12-04 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/8eefa4ca-4ee9-4be3-a496-641f6c5c6ae2/pexels-max-ravier-3331119.jpg Site Credit - Site Credit WEB DESIGN Olivia Earle PHOTOGRAPHY Christina Cernik https://www.swellfinancialpartners.com/book-a-call daily 0.75 2022-05-24 https://www.swellfinancialpartners.com/retirement-case-study daily 0.75 2022-08-18 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/93bbd7ea-6811-4b34-8100-95437dc750d0/RobertandLindaCaseStudy.jpg Retirement Case Study - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/millennial-case-study daily 0.75 2022-04-01 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/e47fbffd-ea87-4f2d-8e80-c1007d3b1ce4/millennial+couple+walking+through+park.jpg Millennial Case Study - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/page-not-found daily 0.75 2021-12-08 https://www.swellfinancialpartners.com/retirement-case-study-steven-cheryl daily 0.75 2022-06-06 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1654541263671-0P8V140QHKLWMVW6SQEL/unsplash-image-65_nbwiD3I4.jpg Retirement Case Study Steven and Cheryl - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/press daily 0.75 2025-08-24 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1673560124958-1PE48U804Q055GDOTB6I/marketwatch-logo.png Press - What’s the secret to buying a house now — and not overpaying <p> August 14, 2025</p> https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1682541208627-RSBN7DHDNF3VSRKJS07J/CBS_News_logo8x6.png Press - What's the minimum you should deposit in a CD? 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Ask Advisors<p>April 15, 2022</p> https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/1653411945538-PIVBNFUJ6L3GXH9VUDN0/investmentnews-log-v234.png Press - Advisers cheer SECURE 2.0 and renewed focus on retirement savings<p>April 12, 2022</p> https://www.swellfinancialpartners.com/your-ideal-retirement daily 0.75 2022-08-31 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/509666fc-6c93-4a17-a956-3ee6abf406d7/thumb_ebook_550.png Your Ideal Retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/one-time-financial-plan daily 0.75 2022-08-22 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/509666fc-6c93-4a17-a956-3ee6abf406d7/thumb_ebook_550.png One Time Financial Plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.swellfinancialpartners.com/meet-the-team daily 0.75 2025-04-03 https://images.squarespace-cdn.com/content/v1/6181d830260712429350e0aa/c5060732-623b-421a-94fa-0e47723e7601/K+%26+N+%28Day+1%29-0055+%281%29.jpg Meet the Team - Nick Covyeau, CFP® https://www.swellfinancialpartners.com/home-1 daily 0.75 2025-06-10 https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592230716373-ZT0K3F4FT1OIRFNZ1MNL/Thrapy+copy+2.png Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592230746331-7KHTZVVBPJJ1MBAAH1K3/Pills+copy+2.png Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592229007961-LTP1A4QHMVOKZ5NPVPKQ/Coaching+copy.png Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1592230803772-L1ERE96JGOYEVC5MY5FY/Accupuncture+copy+2.png Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609511395-DHZ1AN4UM2RWT5DUYG2I/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609495804-U8BVKL7U6TZ7NC1PRUO3/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1615997305106-E9C8DZGPRZC76V1CUSOD/Stocksy_comp_2318452.jpg Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609653820-03ONMZIYD38W7ZF3U0Y1/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1595609339784-SQCBD0JY1I2PJTF6463B/image-asset.jpeg Home Providing you with a safe space to relax All your appointments will take place in our soothing office environment with fully private rooms, complimentary tea and water, and individualized care. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735343208-REFD48BLXTO0VYD1GP8F/image-asset.jpeg Home Bright natural dining room nook with vases plates and fruits on the table. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735391229-WFZO0YGQY5XS8CAGI64G/image-asset.jpeg Home Pretty Caucasian woman at the beach smiling at camera. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735437739-PLZ9IGEX0K4LE2I40EX6/image-asset.jpeg Home Happy smiling woman with curly hair lounging on couch. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1596735464610-AI9YSPNX6XDAB7ZYHEVN/image-asset.jpeg Home Scenic shot of the beach with waves hitting the rocks.