Pricing
A service model designed for you
Swell exists to help you feel more confident about your money.
Unlimited, on-going financial planning, dedicated to helping you succeed.
One Meeting
One Plan
Prefer to go the DIY route?
For folks with less than $500k, this one-time service offers an immediate snapshot of your retirement readiness and provides you with a plan that can be implemented independently, without the need for ongoing planning.
This package includes:
45-minute Data Collection Call
90-minute Zoom Strategy Meeting
Delivered Plan & Action Items
High Level Overview of the Follow
Financial Planning Topics Addressed:
Review of Current Investments
Asset Allocation Conversation
Asset Location Analysis for Tax Efficiency
Do Roth Conversions Make Sense?
Retirement Distribution Planning
Social Security Timing
Health Care Planning (Pre-65 & Medicare)
Retirement Planning Scenario Modeling
Perfect for answering:
When can I afford to retire?
Am I on track?
Identify moves to make today &
over the next 3-5 years before retirementHow to lower taxes in retirement
$2,500 Flat Fee
WAIT LIST - Q1 2026
The Hybrid
On the fence?
The Hybrid is designed for those with $750,000+ approaching retirement and seeking clarity through a comprehensive financial plan before committing to an ongoing, long-term advisory relationship.
Three 90-minute sessions, spaced one month apart.
Plans are fully tailored to your goals and financial situation
Personalize Your Plan and Dive Deep Into:
Cash Flow Planning and Budgeting
Investment Recommendations
Insurance Evaluation - Life, Home, Auto
Review of Tax Returns
Tax Planning: Where to Take Your 1st Dollar
Tax Efficient Asset Location Analysis
Roth Conversion Assessment
Review Health Care Options Pre-65
Medicare Planning and IRMAA
Long Term Care Insurance Analysis
Safe Spending Rates & Income Guardrails
Income Map: Retirement to Social Security
Retirement Planning Scenario Modeling
Tax Planning Analysis Completed by CPA
(3) Planning Meetings
Unlimited Support for 90 days
No Asset Management - Planning Only
Starting at $7,500 and vary on complexity
Two Payments: First Half Due Upfront
Second Half Due at Plan Completion
*If at any point during this engagement you decide you want to move forward with an ongoing Investment Management and Planning, you can easily transition and any remaining planning fees will be waived and replaced with our AUM based fee schedule.
Retirement Ready
Designed for those nearing or in retirement with $750,000+ in investable assets who are looking for a trusted, long-term partner to provide ongoing financial planning and investment management.
Includes all services from the Hybrid Model,
plus ongoing advice with an emphasis on:
Building Your Retirement Portfolio
Asset Allocation and Asset Location Planning
Roth Conversion Analysis
When “Best” to take Social Security and Pensions
Medicare and IRMAA Planning
Health Care Planning Pre 65
Medicare Enrollment Assistance
Long Term Care Evaluation
Understanding your Required Minimum Distribution
Gifting Assessment via Donor Advised Fund
Estate Plan Summary and Legacy Planning
Tax & Retirement Scenario Modeling
Stock Options & Equity Compensation Planning
Tax return filing included at $1.5M AUM*
Semi-annual review meetings
Option for a 3rd meeting as needed
Unlimited Ongoing Support
Check-ins/Emails/Calls as needed
Asset Management Fee Schedule
$500k - $750k –1.50% AUM
$750k - $1M –1.25% AUM
$1M-$3M –1.00% AUM
$3M -$5M –0.75% AUM
Above $5M –Negotiable
*Annual Personal Return filing costs of up to $500 paid for by Swell Financial when using a list of Swell’s preferred tax providers.
Our Process
Annual Meeting Cycle
Spring Cleaning Meeting
Spring Cleaning Meeting
Get Organized for the Year Ahead
We’ll help start your year out right: Our first goal is to get you organized so you can feel in control of your finances. So that means updating, analyzing, and possibly making new recommendations for you based on recent changes in your life. This proactive approach helps keep your financial life simplified and on-track. Let’s get after it!
Working Meetings
Working Meetings
Knock out all those lingering to-do’s
Mid-year, we’ll schedule another working meeting if needed. Here, we’ll check in on your progress, investments, and any adjustments needed to your financial plan. We’ll also choose one topic that needs attention and dive into it. That might be wills and estate planning, college planning, setting up a retirement or health savings account, or something completely different. Then Swell will follow up later to help ensure everything is implemented as intended.
Year End Planning
Year End Planning
Finish the year strong
As year-end approaches, it’s time to end the year with no ragrats (Ever seen the tattoo?...let’s make sure that doesn’t happen!) That means tax planning and year-end maximization strategies, so we can help find you savings or efficiencies. Tax planning can provide tremendous benefits, often for many years into the future. That’s the right way to start the new year! And, we’ll attend to anything else in your financial plan or financial life that needs attention.
Unlimited Support: We’re Always Here for You
Our support doesn’t stop at three meetings. We remain available for any financially related issue we can help with. Whether it’s assisting with refinancing, debt payoff, or anything else, we’re just a phone call, text, or email away. There is never an extra charge for this assistance and we’re happy to provide it.