Case Study: Charles and Sandy

Charles and Sandy

Making Work Optional

Can we really afford to retire early and walk away?

The Dilemma 

Charles and Sandy love their jobs. Work is something for them that provides a sense of purpose, meaning, and fulfillment.

They’ve worked for decades to reach the top of their respective fields but aren’t ready to hand over the reins just because they’re approaching “retirement age”

Deep beneath the surface, they both know they have more left to give but feel called to try something different. More than anything, they want to have confidence and assurance in the eventual decision to one day walk away from their jobs.

They want an expert to help them do more with their money, help them see the bigger picture, and give them the power to control own their timeline.

The Approach 

Charles and Sandy weren’t really sure where to even start, or what questions to ask, which is why they sought out the help from a financial planner.

Not to mention, they were both extremely busy and dedicated to their careers. The thought of adding one more decision on to their plates was overwhelming.

The Results  

Planning for retirement is more than dollars and data. It’s more than spreadsheets and it’s certainly more than just picking the right investments.

When it came to Charles and Sandy, they needed all hands on deck and a full review of their finances.

To build out a plan that was capable of considering all of the moving pieces, it needed to include:  

• Multiple investment strategies to align with their goals and account or both:

  • Investing their money today and also one day in retirement

  • A plan to pay less taxes in retirement within their investments and form  one day live off

• Knowing what their spending needs were today and in retirement that accounted for inflation

• Reducing their investment costs by consolidating their assets 

• Maximizing their retirement benefits while they were still working

They were also provided with access to their own personalized planning website that consolidated all of their data in one place and helped them gain organization and clarity.  

Charles and Sandy can now rest knowing their retirement is secure and more importantly, that they are in control. They have the answers, the peace of mind, and stamp of approval from an expert letting them know that they’re all set to retire when they’re ready.

Most importantly, they now have the ability and power to make work optional knowing their Advisor is just one phone call away should life or circumstances change.